January 2026 Arrives with A Sense of Renewal Across New York
- Inventory: Nationally, the number of homes coming to market is expected to grow by approximately 10 percent, giving buyers more choice and helping relieve some affordability pressure.
- Home Prices: Prices are projected to rise modestly, around 0.5 percent, while incomes are expected to grow faster. This combination supports improved affordability.
- Mortgage Rates: Rates are forecast to trade in a 5.9 percent to 6.9 percent range, averaging roughly 6.4 percent for the year, offering a more stable and predictable financing environment.
- Home Sales: Total home sales could reach approximately 4.25 million, a 5 percent increase from 2025, as improving conditions bring more buyers back into the market.
While national trends provide helpful context, real estate remains highly local, especially here in New York City. Well-positioned homes continue to attract strong interest, and opportunities exist for buyers and sellers who are informed, prepared, and well advised.
Whether you’re actively planning a move, quietly exploring possibilities, or simply want a clearer pulse on the market, our team is always here as a resource. If you’d like to talk through goals, timing, or strategy, now or months from now, I’m always happy to connect.
Here’s to a healthy, optimistic start to 2026 and to new opportunities ahead.
All My Best — Gerald
Germany + Sears Team
Compass | New York City
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